PERSONAL DATA PROCESSING POLICY

General Provisions

1.1. This Personal Data Processing Policy (hereinafter referred to as the "Policy") has been developed in accordance with Federal Law No. 152-FZ dated 27.07.2006 "On Personal Data" and other regulatory legal acts of the Russian Federation.
1.2. The personal data operator is Joint Stock Company "MOE BUDUSHCHEE" (JSC "MOE BUDUSHCHEE"),
TIN: 9 723 227 761, KPP: 772 301 001, OGRN: 1 247 700 271 741,
address: 109 390, Moscow, intracity territory, municipal district Tekstilshchiki, 1st Tekstilshchikov street, 12/9, premises 5P,
website: https://cpjct.com/, e-mail: ponomarenkooo@mail.ru
1.3. This Policy applies to all users of the website https://cpjct.com/ (hereinafter referred to as the "Website"), as well as to persons interacting with the Operator through other channels.

Key Definitions
Personal data — any information relating to an identified or identifiable individual (data subject).
Operator — JSC "MOE BUDUSHCHEE" processing personal data.
Processing of personal data — any action (operation) with personal data (collection, recording, storage, use, transfer, destruction, etc.).

Purposes of Personal Data Processing
Registration on the Website and providing the user with access to services;
Conclusion, execution, and termination of contracts/provision of services;
Identification of users for compliance with the legislation of the Russian Federation;
Providing feedback, informing users;
Sending informational, advertising, or marketing messages (with separate consent);
Ensuring information security;
Improving the quality of products and services;
Fulfilling the Operator’s obligations under the law and/or contract.

Scope of Processed Personal Data
Technical information: IP address, cookies, device type, browser, browsing history on the Website, etc.
Special categories of personal data and data of minors are not processed, except in cases expressly provided for by law.

Legal Grounds for Personal Data Processing
Consent of the data subject;
Conclusion/execution of a contract;
Compliance with the legislation of the Russian Federation;
Other grounds provided by law.

Procedure and Conditions of Processing
6.1. Processing is carried out with or without the use of automation tools.
6.2. The Operator undertakes all necessary organizational and technical measures to protect personal data.
6.3. Only authorized employees and contractors of the Operator who have signed the necessary confidentiality agreements have access to personal data.
6.4. Data may be transferred to third parties only with the data subject’s consent or in cases specified by Russian legislation.

Cross-Border Transfer
The Operator has the right to carry out cross-border transfer of personal data with the consent of the data subject and/or in compliance with the data protection level stipulated by Russian legislation.

Data Retention Periods
Personal data is stored until the purposes of processing are achieved or until the consent is withdrawn by the data subject, as well as for periods established by law.

Rights of the Data Subject
The data subject has the right to:
Receive information on the processing of their data;
Request clarification, blocking, or destruction of their data;
Restrict processing or withdraw consent by submitting a written request to the Operator’s address or by e-mail: ponomarenkooo@mail.ru;
Appeal against the Operator’s actions (inaction) to Roskomnadzor or in court;
Exercise other rights established by law.
A response to requests will be provided within 10 working days.

Cookies and Logging
The Website uses cookies and similar technologies to enhance service quality, analyze user behavior, and personalize content. The user can configure cookie settings in their browser.

Personal Data Protection
Appointment of a person responsible for organizing data processing;
Restriction of access to data;
Use of antivirus software, encryption, and other technical means;
Regular updating of protection tools.

Requests and Complaints
Questions, requests, and complaints related to personal data processing should be sent to:
109 390, Moscow, intracity territory, municipal district Tekstilshchiki, 1st Tekstilshchikov street, 12/9, premises 5P
or e-mail: ponomarenkooo@mail.ru
A response will be provided within 10 working days.

Final Provisions
The Policy is published in the public domain on the website https://cpjct.com/
The Operator has the right to amend the Policy without prior notice. The new version comes into force upon publication.